How to Stop Paying Rent and Own a Home?

By: Actus Real Estate Group

How to Stop Paying Rent and Own a Home?

Tags: Homes in Toronto, Real Estate, House Selling, Home Buying

If you're like most renters, you feel trapped within the walls of a house or apartment that doesn't feel like yours. How could it when you're not even permitted to bang in a nail or two without a hassle. You feel like you're stuck in the renter's rut with no way of rising up out of it and owning your own home.
Well don't feel trapped any more! It doesn’t matter how long you’ve been renting, or how insurmountable your financial situation may seem. The truth is, there are some little known facts that can help you get over the hump, and transfer your status from renter to homeowner. With this information, you will begin to see how you really can: 
• save for a down payment 
• stop lining your landlord’s pockets and 
• stop wasting thousands of dollars on rent
Few Little Known Facts That Can Help You Buy Your First Home
1. You can buy a home with much less down than you think. 
There are some government programs (such as the first time buyer programs) to help people get into the housing market. You can qualify as a first time buyer even if your spouse has owned a home before as long as your name was not registered. Ensure your real estate agent is informed and knowledgeable in this important area and can offer programs to help you with your options. 
2. You may be able to get your lender to help you with your down payment and closing costs.
Even if you do not have enough cash for a down payment, if you are debt-free, and own an asset free and clear (such as a car), your lending institution may be able to lend you the down payment for your home by securing it against this asset. 
3. You may be able to find a seller to help you buy and finance your home. 
Some sellers may be willing to hold a second mortgage for you as a “seller take-back”. In this case, the seller becomes your lending institution. Instead of paying this seller a lump sum full amount for his or her home, you would pay monthly mortgage instalments
These are just 3 of the 6 Facts that can help you. If you like to see and understand all the it in Greater Detail.  
You can access you Free Report by Clicking HERE or
give us a call now at 226. 298. 0734!
Thank you for reading this week’s blog and Have an Inspiring Day!

Each month we do our best to remind you that YOUR referrals help Ovarian Cancer Canada…  
Through our Actus mission, we are on a mission to raise $25,000 for Our Actus mission to raise $25,000 for Children’s Hospital is on and we could use your help. As you probably know in Canada every 3 hours a woman is diagnosed with ovarian cancer and every 5 hours we lose a woman to the disease. Ovarian Cancer Canada is the only national charity solely dedicated to overcoming ovarian cancer. They rely on sponsorships and donations to continue their leading-edge care and research.
We remain committed to donating a portion of our income from selling homes to the great work that they do. So, YOUR REFERRALS HELP OVARIAN CANCER CANADA!
Anyone you know considering buying or selling a home or investing in real estate please refer them to our real estate sales team. Not only will they benefit from our award-winning service, yet a very worthy cause will benefit as well. 
As you will see throughout this month’s homeward bound, pictures are worth more than words. Whether it's the smiling faces of beautiful young women gaining a chance at long life, or the determined faces of our great company people working to help, we are committed to the mission of Actus!!!


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